yes....do you know what 0% interest means? How about forewarding the money from a 0% credit card? THen when the 0% for a year is up....$150 tranfers the money to a new 0% credit card. beat the interest. Knowing you n e ways, your gonna waste more time of your life putting together government welcome packages for everyone to not read. Like mesarius said, why would I wait 10 years to rebuild an engine when I could have the money now. Good try though, you did your best